About Ratesetter

RateSetter is a simple concept. Creditworthy borrowers want a low cost loan. Smart investors want a better return. RateSetter match them up and ensure everyone gets a fair deal. RateSetter works on the basis of trust: good, old-fashioned prudence and best practise. All executed in a modern and dynamic way.

Ratesetter offer customers flexibility and control and it is their mission to make the borrowing process as hassle-free as possible.

An alternative to a mainstream bank or building society, RateSetter’s mission is to make loans as flexible and pain-free as possible.  There are no early repayment fees and accounts are easily managed online.